Terms of Service

Last updated: August 2026

These Terms of Service ("Terms") govern your use of the GradyCard website, quote request forms, and any related SMS text messaging program operated by Nsure Financial ("we," "us," "our"). By submitting a form or opting in to receive text messages, you agree to these Terms.

Who We Are

Nsure Financial is an independent insurance agency offering life, annuity, and mortgage protection products through licensed carriers, including Ethos Life. We are not an insurance carrier; we help connect you with licensed agents and coverage options.

Use of Our Services

Our website and forms are intended to help you request insurance quotes and connect with a licensed agent. Information you submit (name, phone number, coverage interest) is used to follow up with you regarding your request.

SMS / Text Messaging Program

If you opt in to receive text messages, you may receive messages related to your insurance quote request, appointment reminders, and follow-up communication from Nsure Financial.

No Guarantee of Coverage or Rates

Quotes provided are estimates only and are not a guarantee of coverage, approval, or final premium. Final rates and eligibility are determined by the insurance carrier underwriting your policy.

Limitation of Liability

We provide this website and related communications "as is" without warranties of any kind. We are not liable for any damages arising from your use of this site or participation in our SMS program.

Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.

Contact Us

Nsure Financial
Memphis, TN
Email: contact@nsureins.com

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